PELAKSANAAN DEPOSITO BERJANGKA RUPIAH PADA BANK JATIM CABANG PEMBANTU KRIAN

FERIANI, DWI KURNIA (2015) PELAKSANAAN DEPOSITO BERJANGKA RUPIAH PADA BANK JATIM CABANG PEMBANTU KRIAN. Diploma thesis, STIE PERBANAS SURABAYA.

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Abstract

In this advanced era, banking institution turn out to be one of Indonesian's urgent need. Banking developments may affect economic development of a country. It caused by a bank growth level can reflecting a country growth level too. Bank Jatim Krian supporting branch is one of Indonesia's bank, it provides a wide range products and services in order to fulfill all the needs of a diverse community. One of the bank Jatim's product is time deposits of rupiah. This product is offered with a higher interest rate when compared with other bank products. In order to opening and redeeme, customer only need to submit a copy of their valid identity card and they must have a savings or checking account in any Bank Jatim's branch. The dilution procedures are also quite easy and fast. The calculation of interest earned by the customer based on the calculation formula set by the bank. The penalty charges that have been assigned the bank is Rp 50.000, -. Deposits period can be extended by ARO (Automatical Roll Over) and non-ARO. If the customer lost their deposit slip, they should obtain a letter from the police that stating their loss of deposit slip and intended to the Bank Jatim Krian supporting branch. But if the customer deposit slip in damage, they just need to make a letter that stating the damage of their deposit slip and bring the damaged deposit slip to CS under any circumstances. This time deposits could bring benefit and profit for both of customer and bank. The obstacles in implementation process are a various customer complaints addressed to the CS and the customer's lack of information customer. Based on this obstacles, the best solution for the bank is giving the service excellent to customers. Keyword : funding, time deposit

Item Type: Thesis (Diploma)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 26 Sep 2017 08:52
Last Modified: 29 Sep 2017 07:41
URI: http://eprints.perbanas.ac.id/id/eprint/2389

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