PELAKSANAAN PEMBERIAN KREDIT PEMILIKAN RUMAH DI BANK JATIM CABANG PEMBANTU WARU SIDOARJO

SIREGAR, VERINA DEASY SEPTYANI (2015) PELAKSANAAN PEMBERIAN KREDIT PEMILIKAN RUMAH DI BANK JATIM CABANG PEMBANTU WARU SIDOARJO. Diploma thesis, STIE PERBANAS SURABAYA.

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Abstract

Currently, the development and the role of the banking sector as financial institutions raise public funds and channel them back is needed in the activity of the national economy one of them in realizing the desire of the community to meet the primary needs for housing. Therefore the provision of housing loans is to facilitate the public to own a home. The definition of "credit" under the Banking Act No. 10 of 1998 is "the provision of cash or equivalent, based on agreements between bank lending and other parties who require the borrower to pay off the debt after a certain period with interest". Mortgage is a credit facility provided by banks to individuals for consumptive purposes by collateral in the form of houses / apartment / office / home office owned. Observations were made on Bank Jatim Waru Supporting Branch. Issues to be discussed in this observation is regarding the implementation of the provision of housing loans, which examines: the terms and conditions of applying for a loan; kredt procedures and related parties; determination and installment credit limit and credit guarantees; and the problems and efforts to solve the problems in the implementation of housing loans. The data obtained in the form: a. Primary data, the data obtained from direct observations in Bank Jatim Waru Supporting Branch b. Secondary data, the data obtained from books, and information taken from the website that is taken as a reference. Keywords: Housing Mortgage, Procedure of Housing Mortgage, Bank Jatim Waru Supporting Branch

Item Type: Thesis (Diploma)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 26 Sep 2017 08:50
Last Modified: 29 Sep 2017 07:47
URI: http://eprints.perbanas.ac.id/id/eprint/2388

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