PUTRA, HENDRA AKHIRUL (2014) FAKTOR-FAKTOR YANG MEMPENGARUHI RISIKO KREDIT PADA PORTOFOLIO KREDIT DI COMMERCIAL BANKING SURABAYA BASUKI RAHMAT PT. BANK MANDIRI Tbk. Masters thesis, STIE Perbanas Surabaya.
|
Text
HENDRA AKHIRUL PUTRA, S.E._9950_ARTIKEL ILMIAH.pdf Download (1MB) | Preview |
|
|
Text
HENDRA AKHIRUL PUTRA, S.E._9950_Cover.pdf Download (4MB) | Preview |
|
![[img]](http://eprints.perbanas.ac.id/style/images/fileicons/text.png) |
Text
HENDRA AKHIRUL PUTRA, S.E._9950_BAB I.pdf Download (282B) |
|
|
Text
HENDRA AKHIRUL PUTRA, S.E._9950_BAB II.pdf Download (283B) |
|
|
Text
HENDRA AKHIRUL PUTRA, S.E._9950_BAB III.pdf Restricted to Registered users only Download (284B) |
|
|
Text
HENDRA AKHIRUL PUTRA, S.E._9950_BAB IV.pdf Download (283B) |
|
|
Text
HENDRA AKHIRUL PUTRA, S.E._9950_BAB V.pdf Download (282B) |
|
|
Text
HENDRA AKHIRUL PUTRA, S.E._9950_Lampiran.pdf Restricted to Repository staff only Download (285B) |
Abstract
This study aimed to examine the effect of the company's fundamental performance and industry performance against credit risk and to examine the relationship of each variable in the study. Fundamental performance test consists of the following variables: the size of the companies represented by the variable accounting Gross Annual Sales (GAS); debt ratio (Debt to Equity Ratio / DER); rate of sales growth (Sales Growth); earnings growth (Net Income Growth); interest coverage; and performance of the industry is represented by Gross Domestic Product growth of each industry (GDP Growth). Data collection techniques used are secondary data, the internal data bank Surabaya Commercial Banking for the period 2012 and 2013 analytical tool used is the logit regression with the method of hypothesis testing used is a t-test. At the 90% confidence level of the results showed that of all the variables in the fundamental performance of the company and industry performance variables that significantly affect the credit risk is the Gross Annual Sales (GAS), which is an indicator of the size of the company the amount of sales per year with a t value of 0.098. Keywords : Credit Risk, Fundamental company performance factor, Industry Performance factor
| Item Type: | Thesis (Masters) |
|---|---|
| Subjects: | 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.12 - BANKS & BANKING 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS > 332.17 - BANKING SERVICES |
| Divisions: | Magister of Management |
| Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
| Date Deposited: | 25 Jul 2016 05:13 |
| Last Modified: | 25 Jul 2016 05:13 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/224 |
Actions (login required)
 |
View Item |