Pengaruh Literasi Keuangan, Sikap Keuangan, Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan UMKM Kota Surabaya

Zahroh, Adinda Nafisatus (2025) Pengaruh Literasi Keuangan, Sikap Keuangan, Dan Pendapatan Terhadap Perilaku Pengelolaan Keuangan UMKM Kota Surabaya. Undergraduate thesis, Universitas Hayam Wuruk Perbanas.

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Abstract

This study aims to examine the influence of financial literacy, financial attitudes, and income on the financial management behavior of MSMEs in Surabaya City. The number of respondents in this study was 120 respondents with the criteria of MSMEs located in Surabaya City, Businesses have been actively operating for at least 1 year, MSME managers are aged 18-60 years. Respondent data were collected by distributing questionnaires using purposive sampling techniques. The data analysis technique used is Multiple linear regression analysis using the SPSS program. The results of this study explain that financial literacy and financial attitudes have a significant positive effect on financial management behavior, income does not have a significant effect on financial management behavior.

Item Type: Thesis (Undergraduate)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT
Divisions: Bachelor of Management
Depositing User: ADINDA NAFISATUS ZAHROH
Date Deposited: 12 Mar 2025 02:44
Last Modified: 12 Mar 2025 02:44
URI: http://eprints.perbanas.ac.id/id/eprint/13273

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