Pengaruh Literasi Keuangan Syariah Dan Gaya Hidup Terhadap Perilaku Kecenderungan Berutang Generasi Muda: Kasus Di Kota Surabaya

Azzahro, Khoirunnisa (2025) Pengaruh Literasi Keuangan Syariah Dan Gaya Hidup Terhadap Perilaku Kecenderungan Berutang Generasi Muda: Kasus Di Kota Surabaya. Undergraduate thesis, Universitas Hayam Wuruk Perbanas.

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Abstract

The aim of this research is to analyze the influence of Sharia Financial Literacy and Lifestyle on the Debt Tendency Behavior of the Young Generation: Case in the City of Surabaya. This research is quantitative research that uses primary data. The population of this research is Muslim individuals in Surabaya who have an income, have debt, and are at least 17 years old. The sampling technique used was purposive sampling and 110 respondents were obtained who met the criteria as research samples. Data was collected using a survey method by distributing questionnaires via g-form. This research uses a Likert scale to measure variables. The data analysis techniques used are descriptive analysis and inferential analysis assisted by the Partial Least Square (PLS) program. The results of the study show that Islamic financial literacy has a significant effect on debt tendency behavior, while lifestyle does not have a significant effect on debt tendency behavior. Keywords: Sharia financial literacy, lifestyle, and behavioral trends.

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 332 - FINANCIAL ECONOMICS
Divisions: Bachelor of Islamic Economic
Depositing User: KHOIRUNNISA AZZAHRO
Date Deposited: 10 Mar 2025 22:26
Last Modified: 10 Mar 2025 22:26
URI: http://eprints.perbanas.ac.id/id/eprint/13179

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