Imtinan, Annisaa' Majidah (2024) Pengaruh Literasi Keuangan, Inklusi Keuangan, Dan Gaya Hidup Terhadap Perencanaan Keuangan Masyarakat Di Surabaya. Undergraduate thesis, Universitas Hayam Wuruk Perbanas.
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Abstract
Financial planning is essential for individuals, as effective financial planning leads to proper financial management. With sound financial management, individuals can achieve economic improvement and adopt a positive lifestyle, allowing them to better manage their finances due to thoughtful planning. This study aims to analyze the influence of financial literacy, financial inclusion, and lifestyle on financial planning for the community in Surabaya. The research sample consists of 150 respondents residing in Surabaya. The sampling technique used is purposive sampling. The analysis technique employed in this study is SEM-PLS (Partial Least Square Structural Equation Model) with the Warp PLS 8.0 program. The results of this study reveal that financial literacy has a significant negative effect on financial planning for the community in Surabaya, financial inclusion has a significant positive effect on financial planning for the community in Surabaya, and lifestyle has a significant negative effect on financial planning for the community in Surabaya. The novelty of this research lies in discussing the influence of financial literacy, financial inclusion, and lifestyle on the community in Surabaya post-COVID-19 pandemic. The community can enhance financial awareness by utilizing financial literacy, financial inclusion, and lifestyle, ensuring that their savings attain a high level of security. This enables them to plan their finances effectively. Keywords : Financial Inclusion, Financial Literacy, Financial Planning, Lifestyle
| Item Type: | Thesis (Undergraduate) |
|---|---|
| Subjects: | 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT |
| Divisions: | Bachelor of Management |
| Depositing User: | ANNISAA\' MAJIDAH IMTINAN |
| Date Deposited: | 24 Apr 2024 01:56 |
| Last Modified: | 25 Apr 2024 08:42 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/12230 |
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