Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Terhadap Profitabilitas Pada Bank Rakyat Indonesia

Mahjub, Muhammad Sofyan Lukman (2024) Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Terhadap Profitabilitas Pada Bank Rakyat Indonesia. Undergraduate thesis, Universitas Hayam Wuruk Perbanas.

[img] Text
ARTIKEL ILMIAH.pdf
Restricted to Registered users only

Download (538kB)
[img] Text
COVER.pdf
Restricted to Registered users only

Download (607kB)
[img]
Preview
Text
BAB I.pdf

Download (204kB) | Preview
[img]
Preview
Text
BAB II.pdf

Download (311kB) | Preview
[img] Text
BAB III.pdf
Restricted to Registered users only

Download (331kB)
[img] Text
BAB IV.pdf
Restricted to Registered users only

Download (976kB)
[img]
Preview
Text
BAB V.pdf

Download (76kB) | Preview
[img] Text
LAMPIRAN.pdf
Restricted to Repository staff only

Download (1MB)

Abstract

Profitability effects the company value of PT Bank Rakyat Indonesia. A bank that is healthy and has good performance can be seen from its ability to earn income in the form of profits. Profitability in the banking world can be calculated by Return on Assets (ROA). Banks carry out their business activities to obtain profitability through many sources, namely interest income. Several things effected to bank income are liquidity ratios (LDR and IPR), asset quality (NPL and APB), and sensitivity (IRR and PDN). This research aims to identified the level of significance of the LDR, IPR, NPL, APB, IRR and PDN effects on ROA, as well as identifying the variables with the most dominant effected on ROA at PT Bank Rakyat Indonesia. This research is quantitative-based research with a purposive sampling technique, as for the criteria is quarterly financial reports of PT Bank Rakyat Indonesia for the period from the first quarter of 2013 to the fourth quarter of 2022. The data analysis techniques used are multiple linear analysis, partial test (t test), and simultaneous test (F test). The research results show that the LDR, IPR, NPL, APB, IRR and PDN variables simultaneously have a significant effect on ROA. The variables LDR, IPR, APB, and PDN have a negative and insignificant effect on ROA, then NPL has a significant negative effect on ROA, while the IRR variable has a significant positive effect on ROA at PT Bank Rakyat Indonesia. The variable with the most dominant influence on ROA at PT Bank Rakyat Indonesia is the IRR variable. Keywords: Profitability, Liquidity, Asset Quality, Sensitivity

Item Type: Thesis (Undergraduate)
Subjects: 300 - SOCIAL SCIENCE > 330 - 339 ECONOMICS > 330 - ECONOMICS
Divisions: Bachelor of Management
Depositing User: MUHAMMAD SOFYAN LUKMAN MAHJUB
Date Deposited: 05 Apr 2024 06:30
Last Modified: 05 Apr 2024 06:30
URI: http://eprints.perbanas.ac.id/id/eprint/12209

Actions (login required)

View Item View Item