Pengaruh Literasi Keuangan Dan Orientasi Masa Depan Terhadap Perencanaan Pensiun Yang Dimediasi Oleh Sikap Menabung

Rokhman, Moch. Arif (2021) Pengaruh Literasi Keuangan Dan Orientasi Masa Depan Terhadap Perencanaan Pensiun Yang Dimediasi Oleh Sikap Menabung. Masters thesis, Universitas Hayam Wuruk Perbanas Surabaya.

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Abstract

Retirement planning now is a main concern for many people and increasingly more important for day the day. Retirement planning is a person's behavior to prepare his finances condition when facing retirement. The importance of Retirement Planning Behavior and factors that influence it, attract the researcher to study the topic of within influences of Financial Literacy, Future Orientation and Saving Attitudes towards Retirement Planning Behavior. This research is a quantitative research that uses questionnaires as data source. Questionnaires were distributed to as many as 198 respondents who were residents of Surabaya, Sidoarjo and Gresik. Questionnaires of this study were measured using a Likert scale, and hypothesis proving with path analysis from Smart-PLS program. The results showed that each of Financial Literacy, Future Orientation and Saving Attitudes, had a positive and significant effect on Retirement Planning Behavior. Financial Literacy has no significant effect on Future Planning, and other findings indicate that Future Orientation has a positive and significant effect on Saving Attitudes and Retirement Planning Behavior. Saving attitude does not mediate the relationship between Financial Literacy and Retirement Planning Behavior, but Saving Attitude has a partial mediating role in relationship between Future Orientation and Retirement Planning Behavior.

Item Type: Thesis (Masters)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT
Divisions: Magister of Management
Depositing User: Magang Magang
Date Deposited: 15 Feb 2024 04:00
Last Modified: 15 Feb 2024 04:00
URI: http://eprints.perbanas.ac.id/id/eprint/11902

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