Diana, Kiki Marti (2021) Pengaruh Pengalaman Keuangan Dan Pengetahuan Keuangan Terhadap Financial Management Behavior Dengan Mediasi Locus Of Control Dan Moderasi Jumlah Tanggungan. Masters thesis, Universitas Hayam Wuruk Perbanas Surabaya.
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Abstract
Previous research gave different results regarding financial management behavior and appear research gap, so the researchers aimed to examine whether financial experience and knowledge have a positive effect on financial management behavior, locus of control mediates the effect of financial experience and knowledge on financial management behavior, and the number of dependents moderate effect of financial knowledge on financial management behavior. The sampling technique used purposive sampling, while analysis technique used the Structural Equation Model. Financial experience and knowledge have significant positive effect on financial management behavior. Locus of control mediates effect of financial experience on financial management behavior but is better directly. Locus of control doesn’t mediate effect of financial knowledge significantly on financial management behavior. The numbers of dependents doesn’t moderate effect of financial knowledge on financial management behavior. Otoritas Jasa Keuangan and Surabaya government improve financial inclusion education such as seminars, workshops (pension funds, insurance, and investment).
| Item Type: | Thesis (Masters) |
|---|---|
| Subjects: | 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT |
| Divisions: | Magister of Management |
| Depositing User: | Perpustakaan Universitas Hayam Wuruk Perbanas |
| Date Deposited: | 24 Jan 2024 07:22 |
| Last Modified: | 24 Jan 2024 07:22 |
| URI: | http://eprints.perbanas.ac.id/id/eprint/11898 |
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