Analisis Faktor-Faktor Yang Mempengaruhi Profitabilitas Pada Bank Swasta Nasional Yang Terdaftar Di BEI

Azizah, Selah (2023) Analisis Faktor-Faktor Yang Mempengaruhi Profitabilitas Pada Bank Swasta Nasional Yang Terdaftar Di BEI. Undergraduate thesis, Universitas Hayam Wuruk Perbanas Surabaya.

[img] Text
ARTIKEL ILMIAH.pdf
Restricted to Registered users only

Download (447kB)
[img] Text
COVER.pdf
Restricted to Registered users only

Download (574kB)
[img]
Preview
Text
BAB I.pdf

Download (203kB) | Preview
[img]
Preview
Text
BAB II.pdf

Download (345kB) | Preview
[img] Text
BAB III.pdf
Restricted to Registered users only

Download (257kB)
[img] Text
BAB IV.pdf
Restricted to Registered users only

Download (557kB)
[img]
Preview
Text
BAB V.pdf

Download (230kB) | Preview
[img] Text
LAMPIRAN.pdf
Restricted to Registered users only

Download (4MB)

Abstract

Return On Assets (ROA) is the ratio used to measure the percentage of profit generated by a bank. The purpose of this study was to determine the effect of the LAR, LDR, IPR, NPL, APB, IRR, BOPO, FBIR, FACR ratios on profitability as measured by ROA at National Private Commercial Banks either simultaneously or partially. The period in this study is the first quarter, 2018 to the fourth quarter of 2022. The sampling technique in this study was using purposive sampling. The population in this study are National Private Commercial Banks listed on the IDX. The sample in this research is PT. Bank MNC International, Tbk, PT. Bank QNB Indonesia, Tbk and PT. Bank Raya Indonesia, Tbk. The analysis technique in this study used multiple linear regression analysis techniques. The results of this study reveal that Loan To Asset Ratio (LAR), Loan To Deposit Ratio (LDR), Investing Policy Ratio (IPR), Non Performing Loans (NPL), Problematic Earning Assets (APB), Interest Rate Ratio (IRR), Expenses Operational to Operating Income (BOPO), Fee Based Income Ratio (FBIR), Fixed Asset Capital Ratio (FACR) simultaneously have a significant effect on ROA. LAR, APB, IRR partially have negative coefficients and are not significant to ROA. LDR, IPR, NPL, FBIR, FACR partially have positive and insignificant coefficients. BOPO partially has a negative and significant coefficient on ROA. Keywords: Profitability, ROA, Liquidity, Solvency, Efficiency

Item Type: Thesis (Undergraduate)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT > 658.15 - FINANCIAL MANAGEMENT
Divisions: Bachelor of Management
Depositing User: SELAH AZIZAH
Date Deposited: 03 Oct 2023 02:03
Last Modified: 03 Oct 2023 02:03
URI: http://eprints.perbanas.ac.id/id/eprint/11467

Actions (login required)

View Item View Item