PROSEDUR PEMBERIAN KREDIT MODAL KERJA PADA PT. BANK RAKYAT INDONESIA (PERSERO) Tbk. CABANG PAHLAWAN SURABAYA

MENTARI, ANDI DEWI (2016) PROSEDUR PEMBERIAN KREDIT MODAL KERJA PADA PT. BANK RAKYAT INDONESIA (PERSERO) Tbk. CABANG PAHLAWAN SURABAYA. Diploma thesis, STIE PERBANAS SURABAYA.

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Abstract

Working capital loans are short term loans, which is less than or equal to one year maturity. Used in the current account (so-called credit in checking account) for the purpose of financing the business operasioanl namely the procurement of raw material purchase and supporters as well as other operational costs. So with the working capital loan can help borrowers to perform or facilitate the development of its businesss. Place of research at Bank Rakyat Indonesia Branch Pahlawan Surabaya. to obtain the data required in the preparation of this final project used several methods of analysis of data collection, among others: wawanca methods, methods of documentation and observation method. The result of this study was to determine the aspects of assessment in granting working capital loans, working capital credit granting procedures and anything what obstacles are encountered in permberian working capital loans in Bank Rakyat Indonesia Branch Pahlwan Surabaya. The results showed that the procedure of working capital loan at Bank Rakyat Indonesia Branch Pahlawan Surabaya has been the standard operating procedures that have been prevailing in the bank, because it has implemented aspects of 5C, 7P and legal aspects that have been set. Problems in the provision of working capital loans dominated from the customer. But all problems can be solved by good. Keyword: working capital credit, short term loans, bri cabang pahlawan, aspect of assessment.

Item Type: Thesis (Diploma)
Subjects: 300 - SOCIAL SCIENCE > 332.12 - BANKS & BANKING
600 - TECHNOLOGY > 658 - GENERAL MANAGEMENT > 658.88 - CREDIT MANAGEMENT
Divisions: Finance and Banking Diploma > Practice Working Report
Depositing User: Perpustakaan STIE Perbanas Surabaya
Date Deposited: 09 May 2017 04:53
Last Modified: 23 Aug 2019 02:58
URI: http://eprints.perbanas.ac.id/id/eprint/1133

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