Pengaruh Risiko Usaha Terhadap Profitabilitas pada Bank Pembangunan Daerah

Meo, Verandika Anastasya Cahvega (2023) Pengaruh Risiko Usaha Terhadap Profitabilitas pada Bank Pembangunan Daerah. Undergraduate thesis, Universitas Hayam Wuruk Perbanas Surabaya.

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Abstract

The aim of this study to analyze simultaneously and partially the variables of LDR, IPR, NPL, APB, BOPO and FBIR toward to Return On Asset (ROA). The population of this study is Regional Development Banks. The sampling technique in this study used purposive sampling. Bank Sumatera Utara, Bank Jawa Timur, Tbk, Bank Jawa Barat & Banten, Tbk, and Bank DKI are the sample of this study. This study used financial reports as the data with period 2017 to the second quarter of 2022. The data analysis technique used multiple linear regression. The result of the research simultaneous liqudity risk, credit risk, market risk, and operational risk significant influence on Return On Assets. Liquidty risik as measured by LDR and IPR partially are unsignificant and have negative coefficient on ROA. Credit risk as measured by NPL and APB, showed that NPL partially are unsignificant and have negative coefficient on ROA and APB partially are unsignificant and have positive coefficient on ROA. Market risk measured by IRR partially are significant and have positive coefficient on ROA. Operastional risk as measured by BOPO and FBIR, BOPO partially are significant and have negative coefficient on ROA and FBIR partially are unsignificant and have positive coefficient on ROA. Keywords : Liquidity Risk, Credit Risk, Market Risk, Operational Risk, and Return On Assets.

Item Type: Thesis (Undergraduate)
Subjects: 600 - TECHNOLOGY > 650 - 659 MANAGEMENT & PUBLIC RELATIONS > 658 - GENERAL MANAGEMENT
Divisions: Bachelor of Management
Depositing User: VERANDIKA ANASTASYA CAHVEGA MEO
Date Deposited: 13 Jul 2023 04:48
Last Modified: 13 Jul 2023 04:48
URI: http://eprints.perbanas.ac.id/id/eprint/11186

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